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Category Archives: Auto Subrogation

A Workers’ Compensation Dilemma

What happens when a worker injured in a third-party settles a personal injury claim with a liability insurer before receiving BWC benefits? Third-party liability insurers making payments for injuries and damages from an on-the-job accident must provide prompt notice of its subrogation interests to the Ohio BWC.

Self-Driving Cars Autonomous Vehicles

Over the course of the next several years, Keis George LLP will feature the reoccurring theme of self-driving vehicles. Right now there are more unanswered questions than answers that the legal system, insurance carriers, and engineers will have to investigate, contemplate and resolve over the next several years as these vehicles become implemented in to… Read More »

When Can a Parent or Guardian Be Liable for the Actions of Their Children

Liability for the actions of minors can always be a sticky issue. However, in certain scenarios, parents or guardians can be held liable for damage(s) caused by the actions of minors. The two most common scenarios where this issue comes up are auto accidents and vandalism claims. Regarding auto accidents, Ohio Revised Code 4507.07 imputes… Read More »

Knowing Your Witnesses and Defenses

In reviewing files sent to us, we see some misinterpretations of the law or expectations regarding what will happen at trial. As a result, we included a few tips you should keep in mind regarding witnesses and defenses. Knowing Your Witnesses Just because a person is riding in the car with the other driver, doesn’t… Read More »

Ohio’s Financial Responsibility Laws Keep Debtors Paying

Ohio, unlike many other States, is fertile ground for the pursuit of uninsured auto subrogation claims. While there are many reasons for this, one of the primary reasons is because the Ohio Bureau of Motor Vehicles and the law in Ohio make it easier. As we all know, the biggest motivator for an uninsured motorist to… Read More »

(In) Admissibility of Police Reports

Most automobile accidents that end up in litigation are disputed liability. Most automobile accidents that end up in litigation are disputed liability. These accidents sound like this:  the subrogated carrier’s insured is adamant that he had the green light; or, the other driver defendant is adamant the insured merged into his/her lane. Of course, the… Read More »

Other Insurance Clause is Excess…Really

Other insurance clauses, also known as excess clauses, seem to appear in almost every case with concurrent coverage under multiple policies. This common situation presents itself when an insured is driving a car owned by a friend or family member. Each insurance policy provides coverage for the accident, but both policies will also likely contain… Read More »

Auto Litigation and Knowing Your Witnesses and Defenses

Misinterpretations of the law or expectations regarding what will happen at trial In reviewing files sent to us, we see some misinterpretations of the law or expectations regarding what will happen at trial. We’ve battled in the courtroom a few times and have a few tips you should keep in mind regarding witnesses and defenses:… Read More »

SR-22 Bonds and Recovering Payments

Under the laws of the State of Ohio, an insurer who issues SR-22 bonds is able to recover payments from the insured in certain situations. Because the insured is required to have an SR-22 bond in their insurance coverage, the insurer is actually allowed to include a unique clause within the insured’s policy language. This… Read More »

Police Scanners Help Collect Auto Judgments

In Ohio, a judgment arising from an uninsured auto subrogation case causes permanent suspension of driving and registration privileges for defendants. Many [most] of these people continue to drive their automobiles, even though the license plates have been suspended by the State.  In the past, Law Enforcement would not know, simply by looking at a license… Read More »