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Category Archives: Liability

Indiana Claims Against Governmental Entities

We receive many cases involving claims against governmental entities. In Indiana, it is permissible to sue a governmental entity in a subrogation matter, but the subrogated carrier must meet certain requirements. This post is intended to give you information about how to comply with the statute that sets forth the requirements, so that when you send the file to Keis George, we can proceed with the lawsuit immediately.

A Workers’ Compensation Dilemma

What happens when a worker injured in a third-party settles a personal injury claim with a liability insurer before receiving BWC benefits? Third-party liability insurers making payments for injuries and damages from an on-the-job accident must provide prompt notice of its subrogation interests to the Ohio BWC.

Sub-contractor Liability

Responsibility. Much of society and certainly the law are based on who will take responsibility. In Illinois, unfortunately, it won’t be those that hire independent or sub-contractors. Separation between independent and general contractors From a negligence perspective, Illinois common law maintains a separation of liability between independent and general contractors. Given the absence of a… Read More »

Contributory Negligence and Comparative Fault

Comparative fault and contributory negligence are two seemingly simple terms that can cause severe headaches in our daily lives if we don’t understand these terms. Each concept is applicable to an event where two or more persons may be responsible for the damages. Comparative fault and contributory negligence only apply to negligence claims. Though these doctrines can be complex in practice, below are a few ideas to consider when pursuing your subrogation claim.

Running at Large

Many may believe that when a horse, cow, or the like are found running at large on a public road and cause an accident, that the owner is strictly liable. That is not true. The injured party still must prove the owner or “keeper” of the animal was negligent.  In other words, the owner or… Read More »

Subrogating Property Losses and Coinsured Status

Subrogating property losses, within the context of the landlord and tenant relationship, can add layers of complexity outside of the general issues that come with all property claims, such as cause and origin of the loss and actual damages incurred. Before expending costs and time, one issue worth analysis is figuring out exactly who can… Read More »

When Can a Parent or Guardian Be Liable for the Actions of Their Children

Liability for the actions of minors can always be a sticky issue. However, in certain scenarios, parents or guardians can be held liable for damage(s) caused by the actions of minors. The two most common scenarios where this issue comes up are auto accidents and vandalism claims. Regarding auto accidents, Ohio Revised Code 4507.07 imputes… Read More »

Ohio’s Right of Contribution From a Joint Tortfeasor

In accordance with Ohio Revised Code 2307.25(A), if one or more persons are jointly and severally liable in tort for the same injury or loss to person or property or for the same wrongful death, there may be a right of contribution (even if a judgment has not been recovered against all of them). As… Read More »

The Right to Contribution

Ohio law gives rise to two rights of contribution for an insurer: (1) from a joint tortfeasor, pursuant to Ohio Revised Code Section 2307.25; and (2) from a coinsurer or concurrent insurer who provides coverage for the same loss. The right to contribution from a coinsurer or concurrent insurer is recognized in both statute and… Read More »

Ohio’s Financial Responsibility Laws Keep Debtors Paying

Ohio, unlike many other States, is fertile ground for the pursuit of uninsured auto subrogation claims. While there are many reasons for this, one of the primary reasons is because the Ohio Bureau of Motor Vehicles and the law in Ohio make it easier. As we all know, the biggest motivator for an uninsured motorist to… Read More »