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Category Archives: Spoliation

Intentional Versus Negligent Spoliation

Spoliation of evidence generally involves the destruction of evidence that is relevant to a civil action that results in harm to a party’s case. Some states recognize it as a separate cause of action, which means that it can be a claim separate from the underlying case. Ohio is one of those states. The state… Read More »

Avoiding Spoliation

A fire starts in the bedroom of an insured’s home. Inside the home are a litany of items that may have caused the fire. Your expert performs a cause and origin report and knows it was an electric blanket. The expert retains the blanket and work begins to restore the home. You put the blanket… Read More »

Illinois Workers’ Compensation Subrogation

An employee is injured on the job. [You] the carrier makes payments on a worker’s compensation claim the employee makes. Turns out, a third party was negligent and was the actual cause of the injury to the employee. Can you subrogate this claim?  How is it different from any other subrogation claim you may have?… Read More »

Investigating a Sump Pump Failure

A successful subrogation recovery starts with a thorough, well-documented scene investigation. This is often complicated with the competing interest of placing the insured in the pre-loss position as soon as possible. This has recently become apparent with a number of sump pump failures Keis George has handled. Whether in litigation or intercompany arbitration, taking time to… Read More »

Documenting Sump Pump Claims to Maximize Recovery

A successful subrogation recovery starts with a thorough, well-documented scene investigation. This is often complicated with the competing interest of placing the insured in the pre-loss position as soon as possible. This has recently become apparent with a number of sump pump failures in products liability cases Keis George has handled. Whether in litigation or intercompany… Read More »

Early Investigation on House Fires

Because of damage to the structure, the costs associated with daily living expenses, and the contents within the home, house fires can be a rather costly claim to insurance companies. What if a house fire wasn’t a costly claim? What if you could recover a majority of the money paid out to the insured? A… Read More »