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Category Archives: Fire and Explosion

National Fire Protection Association and NFPA 921

For the first time in 1992, nearly 100 years after its inception, the NFPA published its “Guide for Fire and Explosion Investigations” under NFPA 921. This publication established guidelines and recommendations for the safe and systematic investigation or analysis of fire and explosion incidents. As such, NFPA 921 provides standards and procedures for fire investigation methodology, which the NFPA encourages familiarity and understanding by professional fire investigators.

Residential Gas Explosion

The defendant, who was known to do a lot of tinkering around the home and working on his own cars, was planning something and had removed the cap on the gas line of his home. Of particular significance, was the fact that the defendant had sent a message to a person he was communicating with on a local dating website, where he indicated he “smelled propane and had to go see what was going on” and that he “hoped he didn’t blow the place up”. Afterwards, the defendant’s home exploded. The explosion, and subsequent fire, killed the defendant and damaged the insured’s home. The insured’s home was damaged beyond repair and had to be torn down.

Product Recalls and Defects

If you are a property adjuster, you are familiar with losses caused by defective products. We are seeing a significant increase in property damage caused by water and fire as a direct result of a defective product. We are working with our clients to bundle these cases to increase the settlement value and decrease your… Read More »

Electronic Cigarettes a Potential Fire Hazard

While viewed as a healthy and safer alternative to tobacco smoking, the advent of e-cigarettes has created its own set of hazards. E-cigarettes use lithium-ion batteries to power a heating element, which vaporizes a liquid, resulting in the simulated “smoke” of a tobacco cigarette. The lithium-ion battery presents the biggest fire hazard while in use and while being charged.

90,000 Fires Caused by Smoking


Early Investigation on House Fires

Because of damage to the structure, the costs associated with daily living expenses, and the contents within the home, house fires can be a rather costly claim to insurance companies. What if a house fire wasn’t a costly claim? What if you could recover a majority of the money paid out to the insured? A… Read More »