Ohio Negligent Entrustment

Under Ohio’s negligent entrustment statute, codified at Revised Code Section 4511.203, the owner of a motor vehicle may face both criminal penalties and civil liability when he or she entrusts a vehicle to another when the owner knows or reasonably should know...

Other Insurance Clause is Excess

Other insurance clauses, also known as excess clauses, seem to appear in every case with concurrent coverage under multiple policies. This common situation presents itself when an insured is driving a car owned by a friend or family member. Each insurance policy provides coverage for the accident, but both policies...