The Indiana Medical Payment Subrogation Statute, Indiana Code 34-53-1-2, requires insurance carriers to use its insured’s attorney as its own attorney for its medical payments lien when an insured files a personal injury lawsuit.
In situations where a policy exclusion may apply, but payment has to be made due to the SR-22 bond, an insurer can seek reimbursement from its insured.
In Chicago, we often find property loss claims that occur at condominium units. Aside from general issues that come with all property claims, such as cause and origin of the loss and actual damages incurred, two issues should be investigated from the outset.
A waiver of subrogation clause is a contractual provision, which prohibits an insurance carrier from recovering monies they paid on a claim due to the negligence of a third party. This occurs when the insurance carrier's insured waives the right to recover any monies against the other party. A waiver...
Other insurance clauses, also known as excess clauses, seem to appear in every case with concurrent coverage under multiple policies. This common situation presents itself when an insured is driving a car owned by a friend or family member. Each insurance policy provides coverage for the accident, but both policies...
Did you know that Ohio law gives rise to two rights of contribution for an insurer? These two rights are from a joint tortfeasor, pursuant to Ohio Revised Code Section 2307.25; and from a coinsurer or concurrent insurer who provides coverage for the same loss.
In 2021, Ohio approved changes to the statute of limitation for breaches of written contracts and oral contracts. Learn how these changes may affect claims filing.
In this article, we'll explore the minimum liability policy limits in Illinois and what they may mean for your auto file.
The Indiana Economic Loss Doctrine prohibits two parties with a contractual relationship from bringing a tort action against each other for economic losses. Though the doctrine can have a negative impact on your claim, we’ll review potential avenues to recovery.
Just like utilities, the actions of a cooperative employee can cause fires. Unlike claims against a public utility, claims against electric cooperatives can be pursued in court without having to fight over whether the PUCO has jurisdiction.