Because contribution is an excellent way for an insurer to recoup some of the damages that it pays on a particular loss, consideration should be given to separate policies that an insured or other entity may maintain on the same risk, property and/or interest, so that contribution may be pursued...
Indiana Animal Liability
In Indiana, areas that were once considered rural are experiencing population growth as urban boundaries expand. This can lead to a clash between rural and urban lifestyles. For example, as traffic increases on rural roads, there is increased potential for motor vehicle accidents involving livestock.
Ohio’s Joint and Several Liability Laws
Ohio’s joint and several liability laws have undergone some recent changes. Effective April 9, 2003, Am. Sub. S.B. 120 renumbered, repealed, and revised the existing Revised Code sections dealing with contributory fault, rights of contribution and related Code provisions.
Illinois Automobile Liability – Minimum Limits and Question of Excess
In this article, we'll explore the minimum liability policy limits in Illinois and what they may mean for your auto file.
Waiver of Subrogation Clause a Harsh Cliché
A waiver of subrogation clause is a contractual provision, which prohibits an insurance carrier from recovering monies they paid on a claim due to the negligence of a third party. This occurs when the insurance carrier's insured waives the right to recover any monies against the other party. A waiver...
Ohio Parental Liability
Parental liability is an important public policy consideration in Ohio. The parents of minor children are subject to liability for the acts of their children in a number of circumstances. In this article, we’ll discuss why the parent may be liable for acts involving property damage, theft, and motor vehicles.
Potential Weakness in Amazon’s Armor
Since the turn of the century, Amazon has become the most obvious thorn in the side of subrogated insurers. In the past twenty years, the online retailer has exploded in both popularity and revenue with a significant percentage of its revenue coming from the Amazon Seller Marketplace. Erie v. Amazon...
Liability of a Dog Owner
Ohio Revised Code 955.28 covers the liability of a dog owner. Our Columbus, Ohio office has had many cases where a dog gets loose, runs into the street, and causes a vehicle to strike the dog or swerve to miss the dog and strike other property (e.g., another vehicle, fence,...
Indiana Negligent Entrustment
Under Indiana law, the theory of Negligent Entrustment allows for an injured party to recover from the owner of a vehicle who negligently allowed another person to use the vehicle. Negligent entrustment is most common in auto claims, although there are other circumstances where it is applicable.
Preserving the Scene
Preserving the scene is just one part of our Early Involvement Strategy and one of the most important factors in building a good case. Capturing relevant photographs throughout the investigation process along with taking witness statements and properly securing the scene will put you in the best position to preserve...