In situations where a policy exclusion may apply, but payment has to be made due to the SR-22 bond, an insurer can seek reimbursement from its insured.
Comparative Negligence and Comparative Fault
Comparative negligence is a legal doctrine that assigns a percentage of fault to each party involved in a legal matter. The doctrine applies when multiple parties contribute to causing an injury or loss and may have partial responsibility for the outcome of the injury or loss.
What Is a Political Subdivision
A political subdivision is a local government entity created by the state to achieve its obligations. Still, the general rule for the definition is broad and includes every political body responsible for governmental activities in a geographic area smaller than that of the state. Examples include cities, counties, villages, towns,...
Ohio Negligent Entrustment
Under Ohio’s negligent entrustment statute, codified at Revised Code Section 4511.203, the owner of a motor vehicle may face both criminal penalties and civil liability when he or she entrusts a vehicle to another when the owner knows or reasonably should know...
Assessing Damage to Personal Property Without Market Value
There are hundreds of cases and articles addressing how to assess damage to real and personal property. Using highly calculated formulas, the discussion typically focuses on how to determine market value of real property. Though beneficial to assess real property, these discussions fall short when they fail to address how...
Actual Cash Value and Replacement Cost Value
Actual Cash Value (ACV) and Replacement Cost Value (RCV) are based on the current cost to replace the damaged property with the new property. The only difference between Actual Cash Value and Replacement Cost Value is the deduction for depreciation.
Ohio Statute of Limitation Changes
In 2021, Ohio approved changes to the statute of limitation for breaches of written contracts and oral contracts. Learn how these changes may affect claims filing.
Help Us Help You Recover More
We understand clients want to attempt all avenues of collection before sending the file to litigation. Unfortunately, waiting to send in a file can close potential avenues of collection. We recommend sending in motor vehicle files no later than six months before the statute of limitations.
Ohio Rules of Civil Procedure Updates
The Ohio Rules of Civil Procedure determine the legal processes that are followed by Ohio state courts in civil actions. The rules are meant to eliminate delay and improve efficiency. On July 1, 2020, amendments to the Ohio Rules of Civil Procedure took effect. For the next few issues, we...
Liability of a Dog Owner
Ohio Revised Code 955.28 covers the liability of a dog owner. Our Columbus, Ohio office has had many cases where a dog gets loose, runs into the street, and causes a vehicle to strike the dog or swerve to miss the dog and strike other property (e.g., another vehicle, fence,...