The assured clear distance ahead for any driver changes in every instance due to conditions, surrounding vehicles, and a host of other factors.
A lien is a legal claim that a creditor has on a property or asset of a debtor. Some common types of liens that we work in subrogation are a judgment lien, mechanics lien, and a mortgage lien.
Ohio’s Recreational User Statute, codified in Ohio Revised Code section 1533.181, provides immunity to landowners who permit others to hunt, fish, snowmobile, or conduct other recreational activities on their property.
In situations where a policy exclusion may apply, but payment has to be made due to the SR-22 bond, an insurer can seek reimbursement from its insured.
Comparative negligence is a legal doctrine that assigns a percentage of fault to each party involved in a legal matter. The doctrine applies when multiple parties contribute to causing an injury or loss and may have partial responsibility for the outcome of the injury or loss.
A political subdivision is a local government entity created by the state to achieve its obligations. Still, the general rule for the definition is broad and includes every political body responsible for governmental activities in a geographic area smaller than that of the state. Examples include cities, counties, villages, towns,...
Under Ohio’s negligent entrustment statute, codified at Revised Code Section 4511.203, the owner of a motor vehicle may face both criminal penalties and civil liability when he or she entrusts a vehicle to another when the owner knows or reasonably should know...
There are hundreds of cases and articles addressing how to assess damage to real and personal property. Using highly calculated formulas, the discussion typically focuses on how to determine market value of real property. Though beneficial to assess real property, these discussions fall short when they fail to address how...
Actual Cash Value (ACV) and Replacement Cost Value (RCV) are based on the current cost to replace the damaged property with the new property. The only difference between Actual Cash Value and Replacement Cost Value is the deduction for depreciation.
In 2021, Ohio approved changes to the statute of limitation for breaches of written contracts and oral contracts. Learn how these changes may affect claims filing.