Seeing as my last article touched on spelling, I figured I would keep with the grammar theme for this month’s article and discuss the right spelling and usage of “judgment.” As with many words, the different spelling is attributable to different countries or locales, in this situation the United States...
Promissory Note
In the course of trying to collect from uninsured motorists, some insurers and their vendors may use promissory notes. It is important to remember that for these notes to be valid and collectible there are rules the insurer should follow.
Illinois Dead Man’s Act
The Illinois Dead Man’s Act strongly constricts the ability of a Plaintiff to present evidence in cases in which the Defendant is deceased. As with any good rule based in old English common law, it comes with its own lyrical phrase: since a decedent’s lips are sealed by death, a...
Ohio Rules of Civil Procedure
Ohio Rules of Civil Procedure determine the rules that should be followed by Ohio state courts in civil actions. The purpose of the Civil Rule is to eliminate delay and ensure prompt administration of justice.
Suspend the Driver’s License of the Uninsured Motorist
In Ohio, an insured driver, vehicle owner, or insurance company representative involved in a car accident with an uninsured driver may submit Crash Report Form 3303 to the Ohio BMV to request suspension of the uninsured driver’s license.
SR-22 Endorsements
Automobile insurance policies always list an automobile and a person. They also always contain a section that defines who is an insured under the policy. Policies always have a clause that defines others operating the auto with permission as insureds too. Therefore, in that instance the insurance coverage follows the...
Federal Tort Claims Process
The Federal Tort Claims Act, 28 U.S.C. 2671-2680, provides an avenue for a plaintiff to recover against the United States government for property damage, personal injuries, or death caused by the negligence or wrongful act or omission of federal employees.
National Fire Protection Association and NFPA 921
For the first time in 1992, nearly 100 years after its inception, the NFPA published its “Guide for Fire and Explosion Investigations” under NFPA 921. This publication established guidelines and recommendations for the safe and systematic investigation or analysis of fire and explosion incidents. As such, NFPA 921 provides standards...
Consumer Product Safety Commission Recalls
If you are a property adjuster, you are familiar with losses caused by defective products. We are seeing a significant increase in property damage caused by water and fire as a direct result of a defective product. Therefore, we would like to remind you of the following Consumer Product Safety...
Indiana Claims Against Governmental Entities
We receive many cases involving claims against governmental entities. In Indiana, it is permissible to sue a governmental entity in a subrogation matter, but the subrogated carrier must meet certain requirements. This post is intended to give you information about how to comply with the statute that sets forth the...