Other insurance clauses, also known as excess clauses, seem to appear in every case with concurrent coverage under multiple policies. This common situation presents itself when an insured is driving a car owned by a friend or family member. Each insurance policy provides coverage for the accident, but both policies...
Indiana Animal Liability
In Indiana, areas that were once considered rural are experiencing population growth as urban boundaries expand. This can lead to a clash between rural and urban lifestyles. For example, as traffic increases on rural roads, there is increased potential for motor vehicle accidents involving livestock.
Illinois Automobile Liability – Minimum Limits and Question of Excess
In this article, we'll explore the minimum liability policy limits in Illinois and what they may mean for your auto file.
Ohio Parental Liability
Parental liability is an important public policy consideration in Ohio. The parents of minor children are subject to liability for the acts of their children in a number of circumstances. In this article, we’ll discuss why the parent may be liable for acts involving property damage, theft, and motor vehicles.
Ohio Rules of Civil Procedure Updates
The Ohio Rules of Civil Procedure determine the legal processes that are followed by Ohio state courts in civil actions. The rules are meant to eliminate delay and improve efficiency. On July 1, 2020, amendments to the Ohio Rules of Civil Procedure took effect. For the next few issues, we...
Indiana Negligent Entrustment
Under Indiana law, the theory of Negligent Entrustment allows for an injured party to recover from the owner of a vehicle who negligently allowed another person to use the vehicle. Negligent entrustment is most common in auto claims, although there are other circumstances where it is applicable.
Promissory Note
In the course of trying to collect from uninsured motorists, some insurers and their vendors may use promissory notes. It is important to remember that for these notes to be valid and collectible there are rules the insurer should follow.
Suspend the Driver’s License of the Uninsured Motorist
In Ohio, an insured driver, vehicle owner, or insurance company representative involved in a car accident with an uninsured driver may submit Crash Report Form 3303 to the Ohio BMV to request suspension of the uninsured driver’s license.
SR-22 Endorsements
Automobile insurance policies always list an automobile and a person. They also always contain a section that defines who is an insured under the policy. Policies always have a clause that defines others operating the auto with permission as insureds too. Therefore, in that instance the insurance coverage follows the...
Defendant Failed to Yield the Right-of-Way
We proved the defendant failed to establish any issue of material fact and violated the law for failing to yield the right-of-way. The Court concluded the defendant’s failure to yield was the proximate cause of the damages to the insured. As a result, our client was awarded $25,000.