The assured clear distance ahead for any driver changes in every instance due to conditions, surrounding vehicles, and a host of other factors.
Avoiding Spoliation
There are several reasons spoliation is immediately claimed by an adverse party of an insurance carrier. We will discuss some major reasons why it can be avoided.
Early Retention Leads to Timely and Successful Outcome
The early retention of and trust placed in Keis George by the subrogated insurance company was critical in completing a timely investigation and securing the evidence necessary for a successful resolution, while preventing lengthy and expensive litigation.
What Is a Political Subdivision
A political subdivision is a local government entity created by the state to achieve its obligations. Still, the general rule for the definition is broad and includes every political body responsible for governmental activities in a geographic area smaller than that of the state. Examples include cities, counties, villages, towns,...
Right of Contribution from a Coinsurer or Concurrent Insurer
Did you know that Ohio law gives rise to two rights of contribution for an insurer? These two rights are from a joint tortfeasor, pursuant to Ohio Revised Code Section 2307.25; and from a coinsurer or concurrent insurer who provides coverage for the same loss.
Indiana Animal Liability
In Indiana, areas that were once considered rural are experiencing population growth as urban boundaries expand. This can lead to a clash between rural and urban lifestyles. For example, as traffic increases on rural roads, there is increased potential for motor vehicle accidents involving livestock.
Actual Cash Value and Replacement Cost Value
Actual Cash Value (ACV) and Replacement Cost Value (RCV) are based on the current cost to replace the damaged property with the new property. The only difference between Actual Cash Value and Replacement Cost Value is the deduction for depreciation.
Ohio Statute of Limitation Changes
In 2021, Ohio approved changes to the statute of limitation for breaches of written contracts and oral contracts. Learn how these changes may affect claims filing.
Illinois Automobile Liability – Minimum Limits and Question of Excess
In this article, we'll explore the minimum liability policy limits in Illinois and what they may mean for your auto file.
Ohio Parental Liability
Parental liability is an important public policy consideration in Ohio. The parents of minor children are subject to liability for the acts of their children in a number of circumstances. In this article, we’ll discuss why the parent may be liable for acts involving property damage, theft, and motor vehicles.